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Fairmont Law Firm

Missing Accident Records: How to Organize an Incomplete Claim File

An incomplete accident file does not require you to guess or recreate evidence. Identify what is missing, preserve what already exists and ask which records can be obtained through an appropriate request. Updated October 16, 2026. Make a missing-records list Separate records you never had from records that were lost or sent elsewhere. For each […]

Contingency Fees: What to Ask Before Hiring an Injury Lawyer

A free case evaluation, a contingency fee and case expenses are three different things. Understanding each one helps you compare representation options and ask better questions before signing an agreement. Updated October 16, 2026. What does a free case evaluation cover? An initial evaluation is a conversation about the incident, the information available and whether […]

Seven Car Accident Mistakes: Safety, Records and Insurance

After a collision, focus on safety and accurate records instead of trying to resolve every legal question at the scene. These seven common problems are useful checkpoints for organizing the next steps. Updated October 16, 2026. 1. Putting evidence collection before safety Do not enter traffic, follow another vehicle or return to an unsafe shoulder […]

How to Verify Another Driver’s Insurance After a California Crash

An insurance card is a starting point, not a final coverage decision. After a California collision, collect the other driver’s identifying details and ask the relevant insurer to investigate whether its policy covered the driver, vehicle and accident date. Updated October 16, 2026. Collect the details needed to identify the policy When it is safe, […]

California 30/60/15 Auto Insurance Limits Explained

California’s standard minimum auto liability limits are $30,000 per injured person, $60,000 per accident for bodily injury, and $15,000 for property damage. Often written as 30/60/15, these limits took effect beginning January 1, 2025. They describe insurance coverage—not a guaranteed settlement or a ceiling on every possible source of compensation. Updated October 16, 2026. What […]

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